Privacy Policy

Effective Date: July 22, 2025

1. Preamble and Scope

This Privacy Policy ("Policy") governs the collection, use, storage, processing, disclosure, protection, and deletion of information obtained by Unlimited Cash Buyers LLC ("we," "us," "our," or "Company"), a limited liability company organized and existing under the laws of the State of Florida, with its principal place of business in Florida, through your access to or use of our website (the "Site") or related services, including but not limited to submitting property information, requesting cash or creative finance offers, or communicating with our team via forms, email, phone calls, text messages/SMS, or other channels (collectively, the "Services"). By accessing, browsing, submitting information to, or otherwise using the Site or Services, you expressly and affirmatively consent to our data collection, use, and disclosure practices as described herein, subject to applicable law. If you do not consent, you must immediately cease all use of the Site and Services.

This Policy is incorporated into and forms an integral part of our Terms of Service. In the event of any conflict between this Policy and the Terms of Service, the Terms of Service shall prevail. We reserve the absolute right to modify, amend, supplement, or replace this Policy at any time, with or without prior notice, in our sole discretion. Changes are effective immediately upon posting on the Site, and no additional notification is required. Your continued use of the Site or Services after any changes constitutes your irrevocable acceptance and agreement to the revised Policy. It is your sole responsibility to review this Policy periodically for updates. If you object to any changes, your exclusive remedy is to discontinue use of the Site and Services and notify us in writing via certified mail of your intent to withdraw consent.

We strive to comply with all applicable data protection, privacy, and communications laws, including but not limited to:

  • California Consumer Privacy Act (CCPA), Cal. Civ. Code § 1798.100 et seq., and California Privacy Rights Act (CPRA).

  • General Data Protection Regulation (GDPR), Regulation (EU) 2016/679, for EU/UK residents.

  • Virginia Consumer Data Protection Act (VCDPA), Va. Code § 59.1-575.

  • Colorado Privacy Act (CPA), Colo. Rev. Stat. § 6-1-1301.

  • Connecticut Data Privacy Act (CTDPA).

  • Florida Information Protection Act, Fla. Stat. § 501.171.

  • Telephone Consumer Protection Act (TCPA), 47 U.S.C. § 227, for phone calls and text messages/SMS.

  • Controlling the Assault of Non-Solicited Pornography and Marketing Act (CAN-SPAM Act), 15 U.S.C. § 7701 et seq., for emails.

  • Other federal, state, or international privacy, telemarketing, and consumer protection laws, including Canada’s PIPEDA, Brazil’s LGPD, and Australia’s Privacy Act 1988, where applicable.

However, we make no warranties, representations, or guarantees of full compliance in every jurisdiction, scenario, or circumstance, and your use of the Site or Services is at your sole risk. You expressly waive any claims for non-compliance with privacy or communications laws to the maximum extent permitted by applicable law. This Policy does not create any rights or obligations beyond those required by law, and we disclaim any liability for perceived or actual non-compliance unless mandated by non-waivable legal provisions.

2. Types of Information Collected

We collect various categories of information through your interactions with the Site or Services, depending on the nature and extent of your engagement:

  • Personally Identifiable Information (PII): Includes full name, email address, telephone number(s) (mobile and/or landline), physical or mailing address, property details (e.g., address, size, condition, ownership status, mortgage information, liens, encumbrances, photos, videos, or documents), financial information (e.g., mortgage balance, property taxes, HOA dues), demographic information (e.g., age, occupation, marital status), and any other personal data you voluntarily provide through forms, emails, phone calls, text messages/SMS, live chats, video conferences, or other communications.

  • Sensitive Personal Information: We do not intentionally solicit or collect sensitive data, such as Social Security numbers, driver’s license numbers, passport numbers, financial account numbers, credit/debit card details, precise geolocation data (e.g., within 1,850 feet under CCPA), health or medical information, racial or ethnic origins, religious or philosophical beliefs, political opinions, sexual orientation, gender identity, biometric data (e.g., facial recognition, fingerprints), genetic data, trade union membership, or contents of personal communications (e.g., private emails or texts). If you voluntarily submit such data (e.g., health information related to property hazards like mold or asbestos), we will treat it with heightened care and limit its use to the minimum necessary for providing Services. We expressly disclaim any and all liability for the unsolicited submission, use, storage, or disclosure of sensitive personal information.

  • Non-Personal Information: Includes device identifiers (e.g., device ID, MAC address, UDID), IP address, browser type and version, operating system, internet service provider (ISP), approximate or precise location data (derived from IP address, GPS, or Wi-Fi if enabled), language settings, time zone, device specifications (e.g., screen size, OS version), referring and exit pages, and clickstream data.

  • Usage and Behavioral Data: Includes pages viewed, time and date of visits, session duration, navigation paths, search terms entered, form submissions, button clicks, scroll depth, mouse movements, keystrokes, interaction logs, user preferences, and engagement metrics (e.g., bounce rates, time on page).

  • Aggregated and Anonymized Data: De-identified or aggregated data derived from PII or usage data, used for statistical analysis, reporting, or research purposes, which cannot reasonably be re-identified to an individual.

  • Inferred Data: Information inferred or derived from collected data, such as estimated property values, user interests, behavioral patterns, or likelihood of accepting an offer, used for personalization, analytics, or offer generation.

  • Third-Party Data: Information obtained from external sources, including public records (e.g., county property records, tax assessments, lien filings), social media platforms (if you link accounts or interact via social media), data brokers, marketing partners, affiliates, or other third parties, subject to their respective privacy policies and applicable law.

  • Communication Data: Records of all communications with us, including emails, phone calls, text messages/SMS, live chats, video conferences, voicemails, or other interactions, along with associated metadata (e.g., timestamps, sender/recipient details, call duration, SMS delivery status).

  • Transactional Data: Information related to offers, agreements, or transactions, such as offer amounts, property conditions, inspection reports, title search results, or closing details.

Collection methods include: (i) direct submissions through online forms, emails, phone calls, text messages/SMS, or other communications; (ii) automatic collection via tracking technologies, such as cookies, web beacons, pixels, tags, scripts, local storage, server logs, or device fingerprinting; (iii) integrations with third-party tools or platforms (e.g., analytics, CRM systems, payment processors, SMS or telephony platforms); and (iv) acquisition from public sources or third-party providers. We expressly disclaim any and all liability for inaccuracies, errors, omissions, or incompleteness in collected data, whether provided by you, third parties, or automated systems. You are solely responsible for ensuring the accuracy, completeness, and truthfulness of any data you submit, and we disclaim liability for any consequences arising from inaccurate or misleading submissions, including but not limited to rejected offers, transaction failures, or legal disputes.

3. Purposes and Legal Bases for Processing Information

We collect, process, use, store, and disclose information for the following legitimate business purposes, subject to applicable law:

  • Service Delivery and Operations: To provide, administer, maintain, and improve the Site and Services, including processing property submissions, generating cash or creative finance offers, scheduling inspections, coordinating closings, facilitating transactions, and communicating with you regarding offers or inquiries.

  • Customer Support and Engagement: To respond to inquiries, provide guidance, answer questions, resolve issues, and offer personalized assistance, including advice on whether selling to us or pursuing other options is best for your circumstances.

  • Personalization and User Experience: To tailor content, offers, advertisements, or features based on your preferences, location, browsing behavior, or inferred interests, enhancing the relevance and usability of the Site and Services.

  • Analytics, Research, and Improvement: To analyze usage patterns, user behavior, Site performance, and market trends; conduct research; optimize functionality; develop new features or services; and improve our business operations.

  • Marketing and Promotional Activities: To send promotional materials, newsletters, updates, offers, or other communications, including targeted advertisements, via email, text message/SMS, phone call, or other channels, with your explicit consent where required by law (e.g., CAN-SPAM Act for emails, TCPA for calls and SMS, GDPR Article 7 for EU/UK residents).

  • Security and Fraud Prevention: To detect, prevent, investigate, or mitigate fraud, abuse, security breaches, unauthorized access, cyberattacks, or violations of our Terms of Service or applicable laws, including monitoring for suspicious activity or compliance with anti-money laundering regulations (e.g., Bank Secrecy Act, 31 U.S.C. § 5311 et seq.).

  • Legal and Regulatory Compliance: To comply with legal obligations, respond to subpoenas, court orders, government requests, audits, or investigations; enforce our Terms of Service; protect our legal rights, property, or safety; and resolve disputes or claims.

  • Internal Business Operations: For internal purposes, such as auditing, accounting, tax reporting, record-keeping, data management, strategic planning, employee training, or quality assurance.

  • Advertising and Partnerships: To deliver targeted or behavioral advertisements, manage affiliate or partner relationships, or promote our Services, with your consent where required.

The legal bases for processing under applicable laws include:

  • Consent: Explicit, informed, and freely given consent for specific activities, such as marketing communications, processing sensitive personal information, or sending autodialed or prerecorded phone calls or text messages/SMS, as required by the TCPA (47 U.S.C. § 227) and GDPR Article 6(1)(a). Consent is obtained via clear affirmative actions, such as checking a box or providing a phone number for SMS/calls.

  • Contractual Necessity: Processing necessary to perform a contract or take pre-contractual steps at your request, such as evaluating property submissions or generating offers (e.g., GDPR Article 6(1)(b)).

  • Legitimate Interests: Processing necessary for our legitimate business interests, such as improving the Site, preventing fraud, or analyzing usage, provided such interests are not overridden by your rights or interests (e.g., GDPR Article 6(1)(f)).

  • Legal Obligation: Processing required to comply with laws, regulations, or legal processes, such as tax reporting, anti-money laundering, or responding to subpoenas (e.g., GDPR Article 6(1)(c)).

  • Vital Interests or Public Interest: Processing to protect your or others’ vital interests or perform tasks in the public interest, such as fraud prevention or public safety (e.g., GDPR Article 6(1)(d-e)).

You may withdraw consent at any time by: (i) clicking unsubscribe links in emails; (ii) replying STOP to text messages/SMS; (iii) contacting us at (727) 220-5985 or via the Site’s contact form; or (iv) updating preferences in your account (if applicable). Withdrawal of consent does not affect the lawfulness of prior processing and may limit or terminate your access to certain Services or features (e.g., inability to receive offer updates via SMS). We expressly disclaim any and all liability for errors, misuse, inaccuracies, or unintended consequences of data processing, including but not limited to incorrect offers, communication failures, reliance on processed data, or impacts on transactions.

Texting/SMS and Calling/Phone Compliance:

  • Prior Express Written Consent: We require your prior express written consent, as defined by the TCPA (47 C.F.R. § 64.1200), for sending autodialed or prerecorded phone calls or text messages/SMS to your mobile phone for non-emergency, non-transactional, or marketing purposes. Consent is obtained through clear affirmative actions, such as checking a consent box on a form, providing your phone number for SMS/calls, or agreeing during a call. You may revoke consent at any time by replying STOP to SMS, calling (727) 220-5985, or using the Site’s contact form.

  • Transactional Communications: Calls or SMS for transactional purposes (e.g., offer updates, closing coordination) may not require consent under TCPA if they are directly related to your inquiry or transaction, but you may opt-out at any time.

  • Do Not Call Compliance: We comply with the National Do Not Call Registry and state Do Not Call lists (e.g., Florida Do Not Call Act, Fla. Stat. § 501.059). If your number is registered, we will not contact you for telemarketing purposes unless we have your prior express written consent or an established business relationship exception applies. You are responsible for registering your number if desired.

  • Standard Rates Apply: Standard message and data rates may apply to SMS or calls, as determined by your carrier. We disclaim liability for any charges, fees, or costs incurred from receiving our communications.

  • Call Recording: All phone calls, video conferences, or other communications may be recorded or monitored for quality assurance, training, compliance, dispute resolution, or legal purposes. By initiating or receiving a call, you expressly consent to such recording under applicable laws (e.g., Florida’s two-party consent law, Fla. Stat. § 934.03, for calls involving Florida residents).

  • SMS Delivery and Carrier Issues: We use third-party telephony or SMS providers to deliver communications, and we disclaim liability for delivery failures, delays, errors, or carrier-related issues, such as blocked messages or undelivered calls.

  • Opt-Out Process: To opt-out of SMS, reply STOP, END, CANCEL, UNSUBSCRIBE, or QUIT to any message. To opt-out of calls, contact us or request placement on our internal Do Not Call list. Opt-outs may take up to 30 days to process, and you may receive communications during this period. We disclaim liability for continued communications where permitted by law.

  • TCPA and Communications Compliance Disclaimer: While we strive to comply with TCPA, CAN-SPAM, and state telemarketing laws, we disclaim liability for any violations caused by user errors (e.g., providing an incorrect number), third-party actions (e.g., carrier errors), or technical issues. You waive claims for non-compliance to the extent permitted by law.

4. Information Sharing and Disclosure Practices

We may share, disclose, or transfer your information in the following circumstances, subject to applicable law and contractual protections:

  • Affiliates and Related Entities: To our affiliates, subsidiaries, parent companies, or related entities for purposes consistent with this Policy, such as evaluating offers, processing transactions, or conducting internal business operations, under strict confidentiality obligations.

  • Service Providers and Vendors: To third-party contractors, agents, or service providers (e.g., cloud hosting providers like Amazon Web Services, analytics platforms like Google Analytics, payment processors, customer relationship management (CRM) systems, marketing agencies, title companies, escrow agents, notaries, inspectors, SMS or telephony providers) who perform services on our behalf, bound by data protection agreements compliant with applicable laws (e.g., GDPR Article 28, CCPA service provider requirements).

  • Professional Advisors: To our attorneys, accountants, auditors, tax consultants, or other professional advisors for legal, financial, tax, compliance, or audit purposes, under strict confidentiality agreements.

  • Legal and Regulatory Authorities: To government agencies, law enforcement, courts, regulators, or other authorities in response to legally binding requests, such as subpoenas, warrants, court orders, tax audits, or investigations; to comply with applicable laws (e.g., anti-money laundering, tax reporting, TCPA compliance); to protect our legal rights, property, or safety; to prevent fraud or illegal activities; or to ensure public safety.

  • Business Transfers: To actual or potential buyers, investors, acquirers, or successors in connection with a merger, acquisition, divestiture, restructuring, reorganization, dissolution, bankruptcy, liquidation, or sale/transfer of some or all of our assets, where your information may be transferred as a business asset, subject to applicable law and confidentiality protections.

  • With Your Consent or Direction: At your explicit direction or with your affirmative consent, such as when you authorize sharing with a third party (e.g., a co-owner, attorney, or realtor).

  • Aggregated or Anonymized Data: In de-identified or aggregated form for analytics, research, reporting, marketing, or other purposes, where it cannot reasonably be used to identify you.

  • Public Disclosures: If you voluntarily post information in public areas of the Site (e.g., comments, reviews, or forums, if available), such information may be accessible to other users or the public, and we disclaim all liability for subsequent use, sharing, or misuse by others.

We do not "sell" personal information as defined by certain laws, such as the CCPA/CPRA, meaning we do not exchange personal information for monetary or other valuable consideration with third parties for their own marketing purposes without your consent. However, sharing with affiliates, service providers, or partners for operational purposes (e.g., offer evaluation, transaction processing, analytics, SMS/calling services) may occur, and you expressly consent to such sharing by using the Site or Services. All sharing or disclosures are made at your sole risk, and we expressly disclaim any and all liability for the actions, omissions, errors, negligence, breaches, or non-compliance of third parties, including but not limited to data misuse, unauthorized access, data breaches, privacy violations, or failure to adhere to their own privacy policies or applicable laws (e.g., TCPA, CAN-SPAM). You are solely responsible for reviewing and understanding the privacy policies, terms of service, and data practices of any third parties with whom your information is shared.

Additional Sharing and Disclosure Disclaimers:

  • Cross-Border Data Transfers Disclosure: Information may be transferred to, stored, or processed in the United States or other countries with data protection laws that differ from or are less stringent than those in your jurisdiction. By using the Site or Services, you explicitly consent to such transfers, storage, and processing, including to countries without adequacy decisions under GDPR (e.g., the U.S.). We may use standard contractual clauses, binding corporate rules, or other mechanisms to facilitate transfers, but we disclaim any warranties or guarantees of equivalent data protection. You waive any claims related to international data transfers or differing privacy standards.

  • Government Surveillance Disclaimer: We disclaim liability for any access, interception, or disclosure of your information by government agencies, law enforcement, or other authorities, whether through lawful processes (e.g., subpoenas) or unlawful means (e.g., surveillance programs like PRISM).

  • Vendor Compliance Disclaimer: While we require service providers to comply with applicable data protection laws and maintain confidentiality, we disclaim all liability for their errors, omissions, breaches, or non-compliance, including data misuse or security failures.

  • No Absolute Non-Disclosure Guarantee: We cannot guarantee that your information will not be disclosed due to legal demands, court orders, government investigations, data breaches, or third-party actions, and you assume all risks associated with such disclosures.

  • Business Transfer Disclosure: In the event of a merger, acquisition, or asset sale, your information may be transferred without prior notice, subject to applicable law. We disclaim liability for any impacts of such transfers.

  • Public Posting Risks Disclaimer: Information you voluntarily post in public areas of the Site may be collected, used, or disclosed by others, and we disclaim all liability for such use or misuse, including privacy violations or reputational harm.

  • Affiliate Sharing Disclosure: Sharing with affiliates or partners may occur for business purposes, and we disclaim liability for their data practices, even if under our agreements.

  • No Liability for Compelled Disclosures: We may be compelled to disclose information under legal processes, and we disclaim liability for any resulting harms or losses.

  • Texting/SMS and Calling/Phone Sharing Disclosure: Your phone number may be shared with third-party telephony or SMS providers (e.g., Twilio, RingCentral) to facilitate communications, and we disclaim liability for their practices, breaches, or non-compliance with TCPA or other laws.

5. Cookies, Tracking Technologies, and Behavioral Advertising

We and our third-party partners use a variety of tracking technologies, including cookies, session cookies, persistent cookies, web beacons, pixels, tags, scripts, local storage, server logs, device fingerprinting, and similar mechanisms (collectively, "Tracking Technologies"), to collect, store, and process information for the following purposes:

  • Site Functionality: To enable navigation, form submissions, account management, and other essential features.

  • Analytics and Performance Monitoring: To track page views, user behavior, session durations, bounce rates, and other metrics to optimize Site performance and user experience.

  • Personalization: To tailor content, offers, or advertisements based on your browsing history, preferences, or inferred interests.

  • Targeted and Behavioral Advertising: To deliver advertisements relevant to your interests, including across other websites or devices, through third-party ad networks or platforms.

Third-party tools, such as Google Analytics, Google Ads, Facebook Pixel, Microsoft Clarity, or other advertising or analytics platforms, may collect data about your activities on the Site and across other websites, applications, or devices to provide targeted advertisements or generate analytics reports. These third parties operate under their own privacy policies, and we disclaim all liability for their data collection, use, sharing, storage, or security practices.

You may manage or disable Tracking Technologies through your browser settings (e.g., enabling "Do Not Track" (DNT) signals, blocking cookies, clearing local storage, or using private browsing modes) or through third-party opt-out mechanisms, such as:

However, disabling or blocking Tracking Technologies may impair, limit, or prevent access to certain Site features, functionality, or Services, such as form submissions, personalized offers, or account access. We make no warranties that all Tracking Technologies can be disabled or that we honor all DNT signals, as technical limitations or third-party practices may prevent full compliance. You are solely responsible for configuring your devices, browsers, and settings to align with your privacy preferences, and we disclaim all liability for any resulting disruptions, limitations, or privacy issues.

Cookies and Tracking-Specific Disclaimers:

  • Behavioral Advertising Disclosure: We may participate in behavioral advertising programs, serving targeted or personalized ads based on your browsing history, inferred interests, demographic data, or location, with your explicit consent where required (e.g., GDPR Article 6(1)(a), CCPA opt-in for targeted ads). All advertising practices comply with FTC endorsement guidelines (16 C.F.R. Part 255), and we disclose material connections with advertisers or ad networks. We disclaim liability for the relevance, accuracy, or appropriateness of advertisements.

  • Third-Party Tracking Disclaimer: Third-party trackers operate independently, and we disclaim all liability for their data collection, use, sharing, storage, or security practices, including any privacy violations or data breaches. Review their privacy policies.

  • Cross-Device and Cross-Platform Tracking Disclosure: Tracking Technologies may link your activities across multiple devices (e.g., phone, tablet, computer) or platforms (e.g., websites, apps, social media) to provide a consistent experience or deliver targeted ads. You consent to such tracking unless you opt out, where applicable.

  • Analytics Accuracy Disclaimer: Analytics data may contain errors or inaccuracies, and we disclaim liability for reliance on such data, including for business or financial decisions.

  • No Comprehensive Tracking Prevention Guarantee: We cannot guarantee that all tracking activities will be disclosed, prevented, or manageable, and you assume all risks associated with tracking-related privacy issues.

  • Ad Network Compliance Disclaimer: Third-party ad networks are independent entities, and we disclaim liability for their data collection, ad delivery, or compliance with privacy laws or advertising standards.

  • Cookie Consent Disclosure: By using the Site, you consent to our use of cookies and Tracking Technologies unless you actively opt out, where required by law (e.g., GDPR ePrivacy Directive, EU Cookie Law). We provide a cookie consent mechanism where mandated, but you are responsible for managing your preferences.

  • Persistent Cookies Disclaimer: Some cookies may remain on your device for extended periods unless manually deleted, and we disclaim liability for any resulting privacy impacts.

  • Tracking Opt-Out Limitations Disclaimer: Opting out may not prevent all tracking, as some technologies or third parties may not honor opt-out requests, and we disclaim liability for such limitations.

6. Data Security Measures and Limitations

We implement reasonable and industry-standard administrative, technical, physical, and organizational security measures to protect your information, including but not limited to:

  • Encryption: Use of Secure Sockets Layer (SSL) or Transport Layer Security (TLS) for data in transit and at rest, where applicable.

  • Access Controls: Role-based access, multi-factor authentication, and password-protected systems for employees and systems.

  • Firewalls and Intrusion Detection: Network firewalls, intrusion detection/prevention systems, and regular security scans to mitigate unauthorized access.

  • Secure Storage: Data hosted on secure servers or cloud platforms with encryption and redundancy.

  • Employee Training: Regular training on data protection, privacy laws, and security best practices.

  • Incident Response: Protocols for detecting, responding to, and mitigating security incidents, including data breaches.

  • Vendor Oversight: Contractual obligations for service providers to maintain equivalent security standards.

Despite these measures, no security system, technology, or protocol is infallible, impenetrable, or immune to all risks. We cannot guarantee absolute protection against unauthorized access, hacking, data breaches, cyberattacks, malware, ransomware, phishing, social engineering, insider threats, employee errors, hardware failures, software bugs, or other vulnerabilities. In the event of a data breach or security incident, we will notify affected individuals and relevant authorities as required by applicable laws (e.g., Florida Information Protection Act, Fla. Stat. § 501.171; GDPR Article 33; CCPA data breach notification requirements). Notification will be provided within legally mandated timeframes (e.g., 72 hours for GDPR, 60 days for some U.S. laws), but we expressly disclaim any and all liability for any damages, losses, or consequences arising from or related to data breaches, unauthorized access, data loss, data corruption, data theft, or misuse, including but not limited to identity theft, financial losses, reputational harm, emotional distress, legal claims, or costs associated with mitigation or recovery.

You are solely responsible for securing your devices, accounts, networks, and systems, including using up-to-date antivirus software, firewalls, strong passwords, and secure internet connections. You must immediately notify us of any suspected or actual security incidents, breaches, or unauthorized access involving your account or data, but we disclaim liability for any failure to report, detect, or mitigate such incidents. We further disclaim liability for any security failures caused by third parties, including service providers, vendors, or linked websites, or by external events beyond our control.

Data Security-Specific Disclaimers:

  • No Absolute Security Guarantee: We make no warranties or representations that your information will be secure or protected from all threats, vulnerabilities, or attacks. Use of the Site or Services is at your sole risk.

  • Data Breach Liability Disclaimer: Our liability for data breaches is strictly limited to providing legally required notifications, and we disclaim all liability for any direct or indirect harms, including identity theft, financial losses, legal costs, reputational damage, or emotional distress.

  • Third-Party Security Disclaimer: We are not responsible or liable for the security practices, breaches, or failures of third parties, including service providers, vendors, or linked websites, even if under our contracts.

  • User Device and Network Security Disclaimer: You are responsible for securing your devices, browsers, and networks, and we disclaim liability for breaches or losses caused by unsecured or compromised systems.

  • Encryption Limitations Disclaimer: Encryption technologies may not protect against all threats (e.g., quantum decryption, man-in-the-middle attacks), and we disclaim liability for any decryption, interception, or misuse of data.

  • Incident Response Limitations Disclaimer: Our response to security incidents may not prevent all harm, and we disclaim liability for delays, inadequate responses, or failure to mitigate impacts.

  • Data Transmission Risks Disclaimer: Data transmitted over the internet or public networks is inherently insecure, and we disclaim liability for interception or loss during transmission.

7. Children's Privacy Protections

The Site and Services are not directed to, intended for, or designed for individuals under the age of 13 (or 16 in certain jurisdictions for specific data processing activities, e.g., GDPR ePrivacy Directive, EU Cookie Law). We do not knowingly collect, use, process, or disclose personal information from children under these age thresholds. If we discover that we have inadvertently collected personal information from a child, we will promptly delete it to the extent required by law (e.g., Children's Online Privacy Protection Act (COPPA), 15 U.S.C. § 6501 et seq.). Parents, guardians, or legal representatives who believe a child's information has been collected should contact us immediately to request deletion. We expressly disclaim any and all liability for unauthorized collection, use, or disclosure of children's data, including but not limited to COPPA violations, privacy harms, or related claims. You are responsible for supervising children's use of the Site and ensuring compliance with age restrictions.

Children's Privacy Disclaimers:

  • No Intentional Child Data Collection: We do not target or market to children, and any collection is unintentional.

  • Parental Responsibility Disclaimer: Parents or guardians are responsible for monitoring children's online activities, and we disclaim liability for unauthorized access by minors.

  • COPPA Compliance Disclaimer: While we aim to comply with COPPA, we disclaim liability for any violations caused by user actions or third-party practices.

  • No Child-Specific Features: The Site does not offer features designed for children, and we disclaim liability for any child interactions.

  • Deletion of Child Data Disclaimer: We will delete child data upon discovery, but disclaim liability for any prior use or disclosure.

8. Third-Party Links, Integrations, and Services

The Site may contain links, embeds, integrations, iframes, or references to third-party websites, applications, platforms, or services (collectively, "Third-Party Services"), such as social media platforms, analytics providers, payment processors, or external real estate tools. These Third-Party Services are provided solely for convenience, and we do not monitor, review, approve, endorse, sponsor, or control their content, accuracy, functionality, security, privacy practices, or availability. Your access to or interaction with Third-Party Services is governed by their respective terms of service, privacy policies, and data practices, and you assume all risks associated with their use, including but not limited to data breaches, privacy violations, malware infections, financial losses, fraudulent activities, or contractual disputes.

We expressly disclaim any and all liability for any damages, losses, claims, or consequences arising from or related to your use of or reliance on Third-Party Services, including but not limited to: (i) inaccurate, incomplete, or misleading content; (ii) service interruptions or outages; (iii) security breaches or data exposures; (iv) service errors or failures; (v) violations of privacy or data protection laws; or (vi) third-party misconduct or negligence. You are solely responsible for reviewing and understanding the terms, policies, and practices of Third-Party Services before accessing or using them.

Third-Party Services Disclaimers:

  • No Endorsement of Third Parties: Links or integrations do not imply endorsement, partnership, or approval by Unlimited Cash Buyers LLC.

  • Third-Party Data Collection Disclaimer: Third-Party Services may collect data independently, and we disclaim liability for their practices, including tracking, sharing, or breaches.

  • No Control Over Third-Party Content: We do not control or verify Third-Party Services’ content, and we disclaim liability for its accuracy, legality, or appropriateness.

  • Third-Party Security Disclaimer: We disclaim liability for any security failures, breaches, or vulnerabilities in Third-Party Services.

  • Third-Party Compliance Disclaimer: We are not responsible for Third-Party Services’ compliance with privacy, data protection, or consumer protection laws, including TCPA or CAN-SPAM.

  • No Liability for Third-Party Disputes: Any disputes with Third-Party Services are between you and the third party, and we disclaim involvement or liability.

9. International Data Transfers and Processing

Your information may be transferred to, stored, or processed in the United States or other countries where we, our affiliates, or our service providers operate, which may have data protection laws that differ from or are less stringent than those in your jurisdiction. By accessing or using the Site or Services, you explicitly and irrevocably consent to such transfers, storage, and processing, including to countries without adequacy decisions under GDPR (e.g., the U.S.) or equivalent protections under other laws. We may implement safeguards, such as standard contractual clauses (SCCs) under GDPR Article 46, binding corporate rules, or other mechanisms, to facilitate cross-border transfers, but we make no warranties or representations that such safeguards provide equivalent protection to your jurisdiction’s laws.

You assume all risks associated with international data transfers, including but not limited to differing legal standards, government surveillance, data interception, or reduced privacy protections. We expressly disclaim any and all liability for any damages, losses, or claims arising from or related to such transfers, including but not limited to privacy violations, data breaches, or legal actions by foreign authorities. If you are located outside the U.S., you represent that your use of the Site and Services complies with your local laws, and you waive any claims against us for non-compliance with foreign data protection regulations.

International Transfer Disclaimers:

  • No Equivalent Protection Guarantee: We cannot guarantee that data transferred internationally will receive the same level of protection as in your jurisdiction.

  • Governent Surveillance Risk Disclaimer: Data may be subject to surveillance, interception, or access by U.S. or foreign governments, and we disclaim liability for such actions.

  • Cross-Border Transfer Consent Disclaimer: Your consent to transfers is a condition of using the Site, and we disclaim liability for any resulting impacts.

  • No Liability for Foreign Law Violations: We are not responsible for ensuring compliance with non-U.S. privacy or data protection laws.

  • Third-Party Transfer Disclaimer: Third-party service providers may transfer data internationally, and we disclaim liability for their practices.

10. Data Retention and Deletion Practices

We retain information for as long as necessary to fulfill the purposes outlined in this Policy, including providing Services, complying with legal obligations (e.g., tax record retention under IRS rules, typically 7 years), resolving disputes, enforcing our Terms of Service, protecting our legal rights, or supporting business operations. Retention periods vary depending on the type of data, purpose, and legal requirements, and may include:

  • PII for transaction processing: Retained until transaction completion or longer if required for legal or audit purposes.

  • Communication data (e.g., emails, calls, SMS): Retained for customer service, dispute resolution, or compliance (e.g., 1-5 years).

  • Analytics data: Retained indefinitely in aggregated or anonymized form.

  • Sensitive data (if collected): Retained only for the minimum period necessary and deleted promptly unless legally required.

Upon expiration of retention periods or upon your valid deletion request, we will delete, anonymize, or securely destroy data to the extent required by law, using industry-standard methods (e.g., secure erasure, de-identification). However, some data may be retained indefinitely for legal, regulatory, or operational purposes, such as litigation holds, tax audits, or fraud investigations. Residual copies may remain in backups, archives, or systems for technical reasons, and we disclaim liability for such retention. You may request deletion of your personal information where permitted by law, but we may deny requests if retention is necessary for legal obligations, contract performance, fraud prevention, or other permitted purposes (e.g., GDPR Article 17(3), CCPA exceptions).

Data Retention Disclaimers:

  • No Guarantee of Immediate Deletion: Deletion requests may be subject to delays, technical limitations, or legal exceptions, and we disclaim liability for incomplete or delayed deletions.

  • Backup Retention Disclaimer: Data may persist in backups or archives, and we disclaim liability for residual data or its use.

  • Anonymization Disclaimer: Anonymized data may be retained indefinitely and used for any purpose, and we disclaim liability if third parties re-identify such data.

  • Retention for Legal Purposes Disclaimer: Data may be retained for litigation, audits, or compliance, even after deletion requests, and we disclaim liability for such retention.

  • No Liability for Data Loss: We disclaim liability for any loss, corruption, or inaccessibility of data during retention, processing, or deletion.

11. Texting/SMS and Calling/Phone Compliance

We may communicate with you via phone calls or text messages/SMS, including autodialed or prerecorded messages, for Service-related purposes (e.g., offer updates, closing coordination) or marketing purposes (e.g., promotional offers), but only with your prior express written consent as required by the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227) and its implementing regulations (47 C.F.R. § 64.1200).

  • Consent for Calls and SMS: By providing your phone number (mobile or landline) through our forms, during calls, or via other means, you expressly consent to receiving calls and SMS from us or our third-party telephony providers (e.g., Twilio, RingCentral) for Service-related or marketing purposes. Consent is obtained through clear affirmative actions, such as checking a consent box, entering your number in a designated field, or verbally agreeing during a call. You represent that you are the subscriber or customary user of the provided phone number and have authority to consent to communications.

  • Transactional vs. Marketing Communications: Transactional calls or SMS directly related to your inquiry or transaction (e.g., responding to a property submission) may not require consent under TCPA if they fall within an established business relationship or are non-commercial. Marketing or promotional communications require prior express written consent, which includes clear disclosure of autodialed or prerecorded message use.

  • Opt-Out Process: You may revoke consent for calls or SMS at any time by: (i) replying STOP, END, CANCEL, UNSUBSCRIBE, or QUIT to any SMS; (ii) calling (727) 220-5985; (iii) emailing us via the Site’s contact form; or (iv) requesting placement on our internal Do Not Call list. Opt-outs may take up to 30 days to process, and you may receive communications during this period. Opting out of marketing communications does not affect transactional or legally required communications (e.g., closing notices).

  • Do Not Call Compliance: We comply with the National Do Not Call Registry and state Do Not Call lists (e.g., Florida Do Not Call Act, Fla. Stat. § 501.059). If your number is registered, we will not contact you for telemarketing purposes unless we have your prior express written consent or an established business relationship exception applies. You are responsible for registering your number on Do Not Call lists if desired, and we disclaim liability for any failure to register.

  • Standard Rates Apply: Standard message and data rates, as well as voice call charges, may apply as determined by your telecommunications carrier. We disclaim any and all liability for any charges, fees, or costs incurred from receiving our calls or SMS, including overage fees or international roaming charges.

  • Call Recording and Monitoring: All phone calls, video conferences, or other communications may be recorded, monitored, or stored for quality assurance, training, compliance, dispute resolution, or legal purposes. By initiating or receiving a call, you expressly consent to such recording under applicable laws, including Florida’s two-party consent law (Fla. Stat. § 934.03) for calls involving Florida residents. We disclaim liability for any unauthorized recordings or misuse by third parties.

  • Third-Party Telephony Providers: We may use third-party providers to deliver calls or SMS, and we disclaim liability for their delivery failures, delays, errors, or non-compliance with TCPA, CAN-SPAM, or other laws. Review their privacy policies for details.

  • SMS Delivery Issues: SMS delivery depends on third-party carriers and systems, and we disclaim liability for undelivered, delayed, or blocked messages due to carrier issues, spam filters, user settings, or technical failures.

  • Autodialer and Prerecorded Message Disclosure: Some communications may use automatic telephone dialing systems (ATDS) or prerecorded messages, as defined by the TCPA. By providing your phone number, you consent to such technologies unless you opt out.

  • TCPA and Communications Compliance Disclaimer: While we strive to comply with TCPA, CAN-SPAM, Florida’s telemarketing laws, and other communications regulations, we disclaim liability for any violations caused by user errors (e.g., providing an incorrect or reassigned number), third-party actions (e.g., carrier or vendor errors), or technical issues. You waive claims for non-compliance to the extent permitted by law.

  • Reassigned Number Disclaimer: If your phone number is reassigned to another person, you are responsible for updating us, and we disclaim liability for communications sent to reassigned numbers.

  • Emergency Communications Exception: Communications necessary for emergency purposes (e.g., fraud alerts) may be sent without consent under TCPA exemptions, and we disclaim liability for such communications.

12. Contact Information and Complaints

For questions, concerns, complaints, data protection inquiries, or requests to exercise your privacy rights, contact our Data Protection Officer at:

  • Phone: (727) 220-5985

  • Email: Available via the contact form on the Site

  • Mail: Unlimited Cash Buyers LLC, 59 Drennen Rd, Orlando FL 82801, Attn: Data Protection Office.

We will respond to inquiries and requests within legally mandated timeframes (e.g., 45 days for CCPA, extendable to 90 days; 30 days for GDPR, extendable to 60 days), but we expressly disclaim any and all liability for delays, non-responses, errors, or unsatisfactory resolutions, whether due to technical issues, verification challenges, high request volumes, or other factors. For GDPR or UK GDPR complaints, you may lodge a complaint with your local supervisory authority (e.g., Information Commissioner’s Office in the UK, national data protection authorities in the EU), but we encourage you to contact us first to resolve issues informally. We disclaim liability for any outcomes, fines, sanctions, or penalties resulting from complaints or regulatory actions.

Contact and Complaint Disclaimers:

  • No Guarantee of Response: We aim to respond promptly but disclaim liability for delays, non-responses, or unsatisfactory resolutions.

  • Verification Requirement Disclaimer: Requests require identity verification, and we disclaim liability for denials due to incomplete or unverifiable information.

  • Regulatory Complaint Disclaimer: We are not liable for outcomes of complaints filed with data protection authorities or other regulators.

  • Communication Delivery Disclaimer: We are not responsible for undelivered, misdirected, or blocked communications due to user errors, spam filters, or technical issues.

  • Texting/SMS and Calling/Phone Complaint Disclaimer: Complaints about communications must include evidence of opt-out, and we disclaim liability for disputes over consent, delivery, or compliance with TCPA or other laws.

13. Additional Privacy Disclaimers and Disclosures

To ensure maximum protection for Unlimited Cash Buyers LLC, we include the following exhaustive disclaimers and disclosures to address all potential privacy-related risks and liabilities:

  • No Absolute Privacy Guarantee: We cannot guarantee absolute privacy, confidentiality, or security of your information due to inherent internet risks, cyber threats, or external factors, and you use the Site and Services at your sole risk.

  • Data Breach Liability Disclaimer: Our liability for data breaches is strictly limited to providing legally required notifications, and we disclaim all liability for any direct, indirect, incidental, consequential, special, punitive, or other damages, including identity theft, financial losses, legal costs, reputational harm, or emotional distress.

  • Third-Party Data Practices Disclaimer: Third parties, including service providers, affiliates, or linked websites, may collect, use, or disclose data independently, and we disclaim all liability for their practices, breaches, or non-compliance with privacy laws.

  • Consent Withdrawal Consequences Disclaimer: Withdrawing consent for data processing may prevent access to or use of certain Services, features, or communications, and we disclaim liability for any resulting disruptions, limitations, or impacts.

  • Automated Decision-Making and Profiling Disclosure: We may use automated tools, algorithms, or artificial intelligence to analyze data, generate offers, or profile users for personalization or marketing purposes. Such decisions may not be accurate or suitable, and we disclaim liability for any errors, biases, or adverse outcomes. You may object to automated decision-making where required (e.g., GDPR Article 22), but we disclaim liability for limitations in fulfilling such objections.

  • Do Not Track (DNT) Signals Disclaimer: We may not honor or respond to DNT signals or similar mechanisms due to technical constraints or third-party practices, and we disclaim liability for any resulting privacy issues.

  • Global Privacy Compliance Disclaimer: While we aim to comply with U.S. federal and state privacy laws, we make no representations or warranties of compliance with foreign or international data protection laws (e.g., Brazil’s LGPD, Canada’s PIPEDA, Australia’s Privacy Act 1988), and international users access the Site at their own risk.

  • No Data Sale Guarantee: We do not sell personal information as defined by CCPA/CPRA or similar laws, but sharing with affiliates, service providers, or partners for operational purposes may occur, and you consent to such sharing. We disclaim liability for any misinterpretation of sharing as a "sale."

  • Biometric and Genetic Data Disclaimer: We do not collect, process, or store biometric data (e.g., facial recognition, fingerprints) or genetic data, but if such data is inadvertently submitted, we disclaim all liability for its use, disclosure, or protection.

  • Health and Medical Data Disclaimer: We do not collect health or medical data, but if provided (e.g., relating to property hazards like mold), we treat it as sensitive and limit its use. We disclaim liability for any health-related claims or impacts from such data.

  • Financial Data Security Disclaimer: Any financial information submitted (e.g., mortgage details) is treated as sensitive, but you submit it at your own risk, and we disclaim liability for its misuse, breach, or exposure.

  • Policy Changes Disclaimer: Changes to this Policy may reduce or alter privacy protections, and we disclaim liability for any impacts. You are responsible for reviewing updates.

  • Accessibility of Policy Disclaimer: If this Policy is inaccessible due to disability or other reasons, contact us for alternative formats, but we disclaim liability for delays or inability to provide accommodations.

  • Data Minimization Disclosure: We aim to collect only necessary data, but additional data may be collected or used for unforeseen purposes, and you consent to such uses unless restricted by law.

  • Cross-Device and Cross-Platform Tracking Disclosure: Data may be linked across multiple devices, browsers, or platforms to provide consistent services or ads, and you consent unless you opt out, where applicable.

  • Location Data Disclosure: Approximate or precise location data may be collected or inferred (e.g., via IP, GPS, or Wi-Fi), and we use it for relevance, analytics, or advertising, with consent where required. We disclaim liability for misuse or inaccuracy of location data.

  • Employee or Agent Data Disclosure: If you submit data about employees, agents, or representatives, it is treated as PII, and you warrant you have their consent. We disclaim liability for unauthorized submissions.

  • Backup and Recovery Disclaimer: Data may persist in backups, archives, or redundant systems, even after deletion requests, and we disclaim liability for residual data or its use.

  • Vendor Data Processing Disclaimer: Vendors process data under our instructions, but we disclaim liability for their independent actions, errors, or breaches.

  • Anonymization and Re-Identification Disclaimer: Anonymized data may be used indefinitely, and we disclaim liability if third parties re-identify such data.

  • No Guarantee of Data Integrity: We do not guarantee the accuracy, integrity, availability, or recoverability of data, and we disclaim liability for data loss, corruption, or inaccessibility.

  • Government Access Disclaimer: Data may be accessed by governments via lawful or unlawful means (e.g., surveillance programs like PRISM), and we disclaim liability for such access or its consequences.

  • No Liability for User Errors: You are responsible for errors in data submission or privacy settings, and we disclaim liability for resulting privacy impacts or transaction issues.

  • Texting/SMS and Calling/Phone Compliance Disclaimers:

    • No Liability for Unauthorized Communications: We disclaim liability for any unauthorized calls or SMS sent due to user errors (e.g., providing an incorrect number), third-party actions, or technical failures.

    • Carrier and Delivery Issues Disclaimer: We disclaim liability for SMS or call delivery failures, delays, or blocks caused by carriers, user settings, or spam filters.

    • Reassigned Number Disclaimer: If your phone number is reassigned, you must update us, and we disclaim liability for communications sent to reassigned numbers.

    • TCPA Violation Disclaimer: We disclaim liability for TCPA or state telemarketing law violations caused by third parties, user errors, or technical issues.

    • Call Recording Liability Disclaimer: We disclaim liability for any harms from call recordings, including unauthorized use or disclosure by third parties.

    • Marketing Communication Consent Disclaimer: Marketing calls or SMS require your explicit consent, and we disclaim liability for any misinterpretation of consent or opt-out requests.